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Home Financing Information

Doing your homework about home loans will save you both time and money. There are thousands of loans out there to choose from, but it’s important to keep in mind several key factors that will help you along the way:

  • How much money should I put down?
  • Is this my first home?
  • How is my credit?
  • Do I want a fixer-upper?
  • Am I buying in an area that has any special incentives such as: tax abatements, reduced rate financing, help for closing costs, or reduced down payment requirements.

Receiving a loan requires completion of a loan application and specific financial documents including pay stubs, rental checks and / or tax returns. You can receive a loan from a number of different financial institutions, including—commercial banks, credit unions, mortgage bankers, mortgage brokers, savings and loan associations, mutual savings banks and insurance companies.

Do you live in Cleveland and looking for home financing information? Progressive Urban Real Estate can help! Contact us for more information today.

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