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Buying A Home | 18 Posts
Cleveland | 22 Posts
Homeowners | 6 Posts
Uncategorized | 91 Posts
July
16

When most people think about buying a home, they focus on the big numbers: the purchase price, the interest rate, and the monthly mortgage payment. But there's another cost that's becoming increasingly important—and it's one many buyers don't fully consider until they're well into the process: homeowners insurance.

Across the country, insurance premiums have been rising at a pace that has surprised both homeowners and industry professionals. While every market is different, understanding why rates are increasing—and how they can affect your overall housing budget—can help you make more informed decisions when buying or owning a home.

Why Are Homeowners Insurance Rates Increasing?

Several factors have contributed to higher homeowners insurance premiums in recent years.

The cost to rebuild a home has increased. Construction materials, skilled labor, and supply chain disruptions have all driven up the cost of repairing or rebuild...

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June
11

Forty years ago, we opened our first office in the Polish Daily News building in Tremont. Interest rates were hovering around ten percent, the neighborhood's streets were quiet in ways they aren't anymore, and a small team of people who genuinely believed in Cleveland's urban future started doing what we still do today: helping people find their place in this city.

That's the version of the story we usually tell in one sentence. But forty years deserves a little more room.

Where It Started

Tremont in 1986 was not the Tremont of art crawls and packed patios. It was a neighborhood in waiting, full of character and history, and not yet on everyone's radar. That was exactly the point. Our earliest clients weren't looking for safe bets. They were artists, musicians, and people drawn to interesting architecture and a lively urban life that the suburb...

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February
20

Cleveland's housing market is expected to be one of the more active markets in the country in 2026. But the reason it's gaining attention isn't speculation or rapid price growth. It's something more structural: buyers are re-evaluating where it actually makes sense to live, and Cleveland is emerging as a market that aligns with those priorities.

After several years of volatility, the U.S. housing market is entering a period of recalibration. Affordability, long-term risk, and day-to-day livability are carrying more weight in housing decisions than they did during the pandemic boom. In that environment, Cleveland isn't breaking out suddenly — it's being chosen deliberately.

Recent reporting from outlets such as

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February
11

Winter in Cleveland has a way of stripping things down.

The light goes gray earlier in the day. Snow settles into corners and lingers. Streets feel quieter, not just because fewer people are outside, but because fewer people are lingering. You start to notice details that fade into the background in warmer months. Which sidewalks get shoveled first. Which houses seem to hold heat. Which blocks feel protected from the wind and which don't.

For many buyers, this is when the home search pauses. They wait for more listings, brighter days, and curb appeal to return. That instinct makes sense. But winter has a different advantage. It removes much of the noise that comes with peak buying season, and that can make decision-making clearer rather than harder.

When the Pace Changes

By January, the market do...

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February
2

The beauty of Cleveland is that it has always made room for reinvention without abandoning its roots. That shows up in how neighborhoods don't all evolve at the same pace here. Reinvestment tends to arrive in layers, and older spaces are more likely to be reworked than replaced outright.

Over time, the institutions that last in Cleveland tend to follow that same rhythm, shaped by their surroundings and sustained by the people who keep showing up for them. That kind of growth shows up not just in long-standing businesses and organizations, but in the cultural events that continue to find their place in the city.

Since its launch in 2010, Brite Winter has grown into one of those events, respondingto Cleveland as it changes while staying true to the spirit that shaped its earliest years. As it expanded, the festival moved through the city to meet practical needs...

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